Clever+

Search results for:

Clever Lending Introducer Privacy Notice

Clever Lending is committed to complying with the UK’s Data Protection Law and the EU General Data Protection Regulation (GDPR) for the protection of personal data, as well as the principles of data security in the configuration of our services. If you have any questions about this privacy notice or how we use your personal data, please contact our Data Protection Officer, Dale Stringer.

In Writing: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire, NG31 0EA

By Phone: 0800 316 2224

By Email: admin@cleverlending.co.uk

Clever Lending’s Privacy Policy for Introducers sets out our current policies and procedures about how we use personal data about you or your staff, and how we support your rights under Data Protection Law in the UK. Any personal data that we hold about you or your staff will be stored and held securely by us on our computer systems.

In order to arrange finance for you clients, you will be asked to provide us with relevant personal data about your clients. Before you share that personal data with us, you must make sure that any personal data is, in particular, accurate, up to date, limited to what is necessary for the purposes of your client’s requirement and that you have permission to share that personal data with the Clever Lending.

Clever Lending collects your personal data when you register with us, apply on behalf of one your clients, request a service, when you visit our website or communicate with us. The personal data we collect from you is relevant to the service we provide and will be kept securely and retained as long as is necessary for our contract with you, for our legitimate business purposes or to comply with any legal obligations around retaining data. This Privacy Policy applies to personal data which is supplied by you to the Clever Lending by any means whether via our website, by telephone, by email or letter or face to face with our staff. It also applies to your personal data, such as your firm, other Introducers or financial advisers in your firm, or any of our customers who you act for.

In certain circumstances we may securely share your personal data with third parties.

It is important that you revisit this Privacy Policy regularly, as we may change the content to reflect how we work with our network of Introducers.

Our privacy policy for customers can be found at https://www.cleverlending.co.uk/privacy-policy. We recommend you read this and you are required to draw this to your client’s attention so that they have the opportunity to read and understand it

What data is being collected and processed?

In order to enter into an agreement with Clever Lending and submit business enquiries on behalf of your client, we will collect, store and use elements of your personal data. The processing of this personal data is a contractual requirement and is necessary by Clever Lending in order to administer your account and to provide services you have requested from us.

When you approach Clever Lending to engage in our services, we will ask your consent to collect and process your personal data, we will also carry out our own due diligence checks. Failure to provide this consent and/or personal data may mean we will be unable to execute the contract and will result in termination of our services.

When engaging Clever Lending you will usually need to disclose some or all of the following about yourself, your company or your staff:

Title
First name(s), surname or company name (including representation as the case may be)
Company information such as Companies House details, FCA Number, ICO licence and expiry date
Business Address (street, street number, postal code, city and country/region)
Any relevant network or principle details
Contact information (email address, telephone and mobile number)
Bank details (account numbers, account holder) to make any introducer payment to you, your network or principle
Contractual details between you and Clever Lending
Management information including information about your customer and referrals to Clever Lending

We will also monitor, record, store and use any telephone, email or other electronic communications with you for training purposes so that we can check any instructions given to us and to improve the quality of our customer service.

Any personal data we collect from you will not be transferred outside the European Economic Area.

What happens with personal data I provide about my clients?

Before you share that personal data with us, you must make sure that any personal data is, in particular, accurate, up to date, limited to what is necessary for the purposes of your client’s requirement and that you have permission to share that personal data with Clever Lending.

Our privacy policy for our customers can be found at https://www.cleverlending.co.uk/privacy-policy and it is important that you draw this to their attention and ask them to read it.

Website Cookies

When you access our website, temporary data about your visit is stored and processed in a protocol file for a certain period of time via the use of cookies. This information is anonymised and is used by us to better understand the use of our site, including the number of visitors we have, the pages viewed per session and time exposed to particular pages. This in turn helps us to provide you with a better experience, since we can evaluate the level of interest in the content of our website and tailor it accordingly.

The following data is collected and stored by Clever Lending until its automated deletion:

IP address of the accessing computer/device
Date, time and duration of your visit
Name and URL of the accessed pages
Identification data of the browser and operating system used
Website from which the data was accessed
Name of your internet access provider

The nature and content of the information collected via cookies differs, as does the period for which this information is retained. In line with our data protection obligations, we will ensure that this retention period is not excessive, and that the data is only retained for as long as is necessary for the purpose for which it was collected.

If you wish to know more, or if you wish to identify the exact retention periods, please contact our Data Protection Officer Dale Stringer

In Writing: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire, NG31 0EA

By Phone: 0800 316 2224

By Email: admin@cleverlending.co.uk

The data listed above is only analysed for statistical purposes and for improving our internet presence, then it is deleted. We will not attempt to personally identify you from your IP address unless required to as a matter of law or regulation or in order to protect our or our other customers’ rights.

Most browsers automatically accept cookies but you can set your browser options so that you will not receive cookies and you can also delete any existing cookies from your browser. Should you wish to opt out of Google Analytic tracking across all websites please visit: http://tools.google.com/dlpage/gaoptout. Please note, you may find that some parts of the site will not function properly if you refuse cookies.

Direct Marketing Communications

By agreeing to our privacy notice and introducer agreement you are choosing to receive direct communications about the services offered by Clever Lending that are deemed of mutual interest. We may also use your information to tell you about services which we you can utilise.

To help make our emails more interesting and relevant, we often receive a confirmation when you open an email from Clever Lending if your computer supports such capabilities.

You have a right to opt-out of our direct communications at any time. You can opt-out by following the Unsubscribe instructions at the bottom of the communication or by emailing admin@cleverlending.co.uk

Links to websites of other providers third parties

Please note that this data privacy notice only applies to Clever Lending and we are not responsible for, and have no control over, information that is submitted to or collected by third parties, such as those where our website may provide links and banner advertisements to third party sites. Since we do not control those websites, you are responsible for reviewing and abiding by the privacy policies of these third party sites to ensure they comply with the applicable data protection regulations.

How long will the data be stored for?

Where possible, Clever Lending will take steps to erase any personal data that is no longer necessary for the purposes for which it is collected or otherwise processed, or if you have withdrawn consent for its processing and retention.

We will retain your personal and business data whilst you’re an introducer to Clever Lending or for the term of any finance successfully arranged through Clever Lending if that is longer.

Please refer to section 7 of our Introducer Agreement if you wish to terminate your relationship with Clever Lending.

Under the GDPR, you have the right to ‘block’ or request the deletion or removal of personal data to prevent further processing. This right to erasure is also known as ‘the right to be forgotten’. Specific circumstances in which you can request the deletion or removal of personal data includes:

Where the personal data is no longer necessary for the purposes for which it is collected or otherwise processed
Where you withdraw consent
When you object to the processing and there is no overriding legitimate interest for continuing the processing
Where the personal data was unlawfully processed (i.e. otherwise in breach of the GDPR)
Where the personal data has to be erased in order to comply with a legal obligation
In case a deletion is not possible due to legal, statutory or contractual retention periods, or if it requires disproportionate efforts or prejudices your legitimate interests, the data will be blocked instead of deleted.

Sharing of data with other data controllers

Here at Clever Lending we take your privacy seriously and the information we hold about you is confidential. We will only disclose it outside Clever Lending when:

you have given us your consent to do so
it is necessary for the performance of an agreement of which you will be made aware
in order to obtain professional advice (e.g. legal advice)
we or others need to investigate or prevent crime (e.g. to fraud prevention agencies)
the law permits or requires it
regulatory or governmental body requests or requires it, even without your consent, or
there is a duty to the public to reveal the information

In order to administer your contract, we may need to share some of your personal information with other data controllers. This processing is necessary for the purposes of delivering specific services to you. You agree that we can share or use your personal data with any of our suppliers to allow us to provide you services you have asked us to provide you under this agreement.

Fraud Prevention

If you give us false or inaccurate information and fraud (in any form) is identified, details will be passed to the fraud prevention agencies. We and other organisations may also share, access and use this information to prevent fraud and money laundering, for example when:

checking details on applications for credit related or other facilities
managing credit and credit related accounts or facilities
checking details of job applicants and employees

In addition, law enforcement agencies may access and use this information.

Protecting your privacy

In order to protect the personal data collected from you by Clever Lending against accidental or deliberate manipulation, loss, destruction or the access of unauthorised persons, technical and organisational security measures are constantly improved as part of our technological development. In addition, our employees, subcontractors and other support staff are obligated to observe confidentiality and data privacy.

In order to operate our business we use multiple systems. When our staff interact with these systems the data is transmitted over computer networks using a computer protocol called HTTP, which is a global adopted standard. To protect this data as it is transferred between the staff computer and the systems we enforce the use of HTTPS, which uses secondary protocols and ciphers SSL and TLS to encrypt the data during transit. This is a global recognised way of protecting data in transit which is an industry standard and is used by millions of websites in the protection of their online transactions with their customers.

Wherever possible, we have tried to create a secure and reliable website for our users. However, you recognise that your use of the Internet and our website is entirely at your own risk and we have no responsibility or liability for the security of personal information transmitted via the Internet.
All passwords and usernames allocated to you must be kept secret and must not be disclosed to anyone without our prior written authorisation. You must not use any false identity in email or other network communications and you must not attempt or participate in the unauthorised entry or viewing of another user’s account or into another system.

You must not use the services and/or network systems or any part thereof for fraudulent activities, or to breach another organisation’s security (cross-network hacking). This is an illegal act and prosecution under criminal law may result. You must not use any computers, computer equipment, network resources or any services provided by us for any illegal purpose, or for accessing, receiving or transmitting any material deemed illegal, indecent, offensive or otherwise unacceptable under UK law.

We will monitor network traffic from time to time for the purposes of backup and problem solving and in order to ensure that you are not misusing any of the services provided to you.

Breaches

If at any time we become aware that your data has been compromised, or that a breach of our systems and controls has occurred, which has an impact on the security of your data, we will notify the Information Commissioner’s Office, and you, without undue delay.

Subject Access Requests

You have the right to request access to a copy of the personal information that we hold about you. This is also known as a ‘Subject Access Request’. This information is provided to you free of charge however, we can refuse to respond or charge a ‘reasonable fee’ of £10 inc. VAT when a request is manifestly unfounded, excessive or repetitive.

We will provide this information in a structured, commonly used and machine readable form such as a CSV file. This allows you to move, copy or transfer personal data easily from one IT environment to another in a safe and secure way, without hindrance to usability. Where possible, we will provide this information via remote access to a secure self-service system, such as our Customer Account area, which would provide you with direct access to your information.

If you would like to submit a Subject Access Request, please contact our Data Protection Officer in writing to:

In Writing: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire, NG31 0EA

By Email: admin@cleverlending.co.uk

We will response to your request without delay and at the latest, within one month of receipt of your request.

Rectifying or updating personal data

If you believe the personal data we hold about you is inaccurate or incomplete, you have the right to rectification. You can let us know about any changes to. Where possible, we will also inform any third parties to whom we have disclosed the personal data in question to so they can rectify their records.

We will typically respond to your request within one month, although this can be extended by two months if your request for rectification is complex.

Withdrawing Consent

You have the right to withdraw your consent for us to collect, process and store your data at any time. If you wish to withdraw your consent, please confirm this in writing to our Data Protection Officer Dale Stringer:

In Writing: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire, NG31 0EA

By Email: admin@cleverlending.co.uk

Please note, by withdrawing consent, Clever Lending may be unable to execute the contract that you have entered into with us and this may result in termination of our services. The withdrawal of consent does not affect the lawfulness of processing based on consent before its withdrawal.

Right to complain

If you have a complaint about any aspect of data protection or if you feel your privacy has been breached by us, we would like to hear from you. To help us investigate and resolve your concerns as quickly as possible, please contact our Data Protection Officer Dale Stringer:

In Writing: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire, NG31 0EA

By Phone: 0800 316 2224

By Email: admin@cleverlending.co.uk

If you are unhappy with the final response you have received from Clever Lending, you have the right to complain to the supervisory authority (Financial Services Ombudsman) and the Information Commissioner’s Office (ICO) within three months of your last meaningful contact with us. You can call the ICO on 0303 123 1113 or by visiting their website: https://ico.org.uk/.

Changes to the Privacy Policy

Due to the further development of our website, government regulations or the implementations of new technologies, this policy will be reviewed, and may change, from time to time Clever Lending reserves the right to change this data protection information at any time with effect for the future. The revised policy will be posted to this page so that you are always aware of the information we collect, how we use it and under what circumstances we disclose it. We therefore recommend you read the current data protection information again from time to time.

Last updated: 21/03/2019

Date of Next Review: 21/03/2020

FINANCIAL MAKEOVER LTD INTRODUCER AGREEMENT

The agreement is between:

Introducers ("Introducers") registering with Financial Makeover Ltd trading as Clever Lending in order to refer their clients to it for loan application, whether the registration is made via the Clever Lending website "The Website" or otherwise. ("Introducers"), and

Clever Lending is a trading style of Financial Makeover Limited, Registered in England and Wales under company number 06111701 at Kempton House, Dysart Road, PO BOX 9562, Grantham, Lincolnshire, NG31 0EA ("Company").

THE PARTIES AGREE

1. Definitions

1.1 In this Agreement, unless otherwise provided:

'Advertising Templates'

the templates provided by the Company to the Introducer for the purpose of advertising the services of the Introducer and Financial Products

'Borrower'

means a customer or a potential customer of a Financial Product who has been introduced by the Introducer to the Company

'Bribery Laws'

has the meaning set out in clause 3

'Business Day'

a day other than a Saturday, Sunday or Public Holiday in England when the Banks in London are open for business

'Confidential Information'

has the meaning set out in clause 8

'Commencement Date'

the date on which the Introducer clicks to confirm their acceptance of this Agreement

'Documentation Template'

the templates provided by the Company to the Introducer concerning documentation in relation to the Financial Products

'GDPR'

General Data Protection Regulations and all other applicable UK legislation, regulations, and codes in relation to data protection

'FCA'

the Financial Conduct Authority

'Financial Product'

a financial product of a type specified by the Company from time to rime, including but not limited to Credit agreements, loan agreements and mortgages

'FSMA'

the Financial Services and Markets Act 2000 as amended from time to time

'Group'

in relation to a company, that company and subsidiary or any holding company from time to rime of that company, and any subsidiary from time to time of a holding company of that company

'Introduction'

the provision to the Company of the details of a Borrower known to the Introducer who may be interested in purchasing a Financial Product from a Lender

'Lender'

means a provider of credit, loans or mortgages as the Company may, from time to time, decide to introduce to a Borrower

'Net Income

the income the Company receives from a Lender in relation to a Borrower who has entered into a contract with the Lender for a Financial Product, less all packaging, administrative and processing costs which for the avoidance of doubt includes, but is not limited to, land registry documentation, credit searches, mortgages references and valuations fees.

'Personal Data'

has the meaning given to that term in the GDPR

'Templates'

the Advertising Templates and the Documentation Templates

1.2 Unless the context otherwise requires:

1.2.1 each gender includes the others

1.2.2 the singular includes the plural and vice versa

1.2.3 references to this Agreement include its Schedule

1.2.4 references to persons include individuals, unincorporated bodies, government entities, companies and corporations

1.2.5 clause headings do not affect their interpretation

1.2.6 general words are not limited by example, and

1.2.7 reference to legislation include an modification or re-enactment thereof.

2. Introductions

2.1 The company appoints the Introducer on a non-exclusive basis to find Borrowers for the Company and to make Introductions to the company on the terms of this Agreement and the Introducer accepts such appointment.

2.2 The Company will assess the needs and credit status of the Borrower and shall use reasonable endeavours to introduce the Borrower to a Lender, such Lender shall be selected at the sole discretion of the Company.

2.3 The Introducer will act in good faith towards the Company, comply with the Company's reasonable instructions and not allow its interest to conflict with those of the Company. It will use its best endeavours to make Introductions and report to the Company in writing from time to time on its work with Borrowers. It shall comply with the Company's reasonable and lawful instructions. It may perform its duties as it sees fit, subject to this Agreement.

2.4 The Introducer will have no authority and shall not hold itself out as being authorised to bind the Company in any way. It shall not carry out any act that might reasonably create an impression that the Company has authorised the Introducer in any way. The Introducer shall not make or enter into any agreements or commitments or incur any liability for or on behalf of the Company.

2.5 Before making any Introduction, the Introducer must disclose to each Borrower that it is an Introduction agent and has no authority or ability to negotiate or vary terms of any agreement entered into on behalf of the Company or a Lender.

2.6 The Introducer will comply with all relevant legal and regulatory requirements including without limitation the GDPR and FSMA and any associated codes of conduct and guidance and shall obtain and maintain all necessary registrations, licenses, permissions, consents and approvals from any relevant statutory or regulatory.

2.7 The Company may at its sole discretion, provide the Introducer with the Templates. The Introducer acknowledges that, where they are provided, it shall not amend the Templates in any way save that the Introducer is permitted to insert its logo and contact details where indicated. The Company reserves the right to amend the content of the Templates at any time by providing written notice to the Introducer.

2.8 The Introducer shall not use the Company's name, trademarks, logo on any marketing material created for marketing the Introducer's services without first obtaining the Company's written approval.

2.9 Where appropriate, the Introducer shall comply with the terms and conditions of the Company's website as written from time to time.

2.10 The Introducer shall immediately advise the Company of any communication received by it from any regulatory body, including the FCA, relating to the provisions of, or operation of this Agreement, any necessary license, permission, consent or approval or activity of the business of the Introducer and will provide all necessary assistance as the Company may reasonably request to enable it to comply with its legal obligations. The Company reserves the right to request copies of any licence, permissions, consents or approvals.

2.11Data Protection

2.11.1 The Introducer shall obtain all necessary consents of the Borrower to enable it to disclose Personal Data relating to the Borrower, to the Company.

2.11.2 Following receipt of the Borrowers' Personal Data from the Introducer the Company shall become Data Controller

3. Anti-bribery compliance 'Bribery Laws'

means the Bribery Act 2010 and all other applicable UK Legislation, regulations and codes in relation to bribery or corruption

3.1 Each party shall comply with applicable Bribery Laws, including ensuring that it has in place adequate procedures to ensure compliance with the Bribery Laws relating to the prevention of bribery and corruption (as updated form time to time), and each party shall use all reasonable endeavours to ensure that:

3.1.1 all of that part's personnel;

3.1.2 all others associated with that party, and

3.1.3 all those involved in performing this Agreement so comply. The expressions 'adequate procedures' and 'associated' shall be construed in accordance with the Bribery Act 2010 and documents published under it.

3.2 Without limitation to the above sub-clause 3.1, neither party shall make or receive any bribe (as defined by he Bribery Act 2010) or other improper payment, or allow any such to be made or received on its behalf, either in the United Kingdom or elsewhere, and it will implement and maintain adequate procedures to ensure that such bribes or payments are not made or received directly or indirectly on its behalf.

4. Payment and Commission

4.1 In consideration of the introduction of a Borrower, the Company will pay the Introducer a commission only if:

a) a Borrower introduced by the Introducer to the Company, unconditionally and irrevocably enters into a contract with a Lender for a Financial Product, and

b) the Company is in receipt of the Net Income, paid in clear funds, from the Lender.

4.2 The amount of commission payable y the Company to the Introducer shall be determined by the Company's advertised rates of commission, however, such rates may be at the sole discretion of the Company, be subject to change from time to time. Furthermore, the Company reserves the right to agree alternative commission structures with Introducers on a case by case basis.

4.3 On the last working day of each month the Company shall, as soon as it is reasonably practicable to do so, calculate the rates of commission due to be paid to the Introducer and shall send a commission statement to the Introducer. The amount of commission as set out in the statement shall be paid to the Introducer within seven days of the Company receiving the Net Income from the Lender.

4.4 The Introducer acknowledges that form time to rime, following completion of a contract for a Financial Product, circumstances may arise over which the Company has no control and in which the Company is obliged to pay back the Net Income to the Lender, should such circumstances arise, the Introducer agrees to repay the commission back to the Company.

4.5 Termination of this Agreement, however arising, shall not affect the Company's obligation to pay due commission under this Agreement.

5. The Company's Obligations

5.1 The Company must act with good faith towards the Introducer.

5.2 The Company is under no obligation to accept an Introduction by the Introducer

5.3 The Company shall provide the Introducer with any relevant information that the Introducer reasonably needs to fulfil its obligations under this Agreement.

5.4 The Company will not cover any costs or expenses incurred by the Introducer in carrying out its obligations under this Agreement unless the company has already agreed such costs in writing.

6. Commencement and Term of Agreement

6.1 This Agreement shall commence on the Commencement Date and shall continue until terminated in accordance with clause 7.

7. Termination

7.1 The Agreement can be terminated without cause by either party providing the other party with one months' prior written notice.

7.2 This Agreement may be terminated forthwith at any time by either party on written notice to the other if:

7.2.1 the other commits a material breach, or series of breaches resulting in a material breach, of this Agreement and such breach is not remedied within thirty days of written notice to do so.

7.2.2 the other; (I) suspends or threatens to suspend payment of its debts, (ii) is unable to pay its debts as they fall due or (iii) is unable ot pay its debts (being a company) within the meaning of section 123 of the Insolvency Act 1986 or (being an individual) within the meaning of section 268 of the Insolvency Act 1986 or (being a partnership) there is any partner to whom any of the foregoing applies;

7.2.3 the other: (i) negotiates with its creditors for rescheduling of its debts, (ii) makes a proposal to or compounds with its creditors in respect of its debts other than solely by way of solvent amalgamation or reconstruction or (iii) makes an application to court for protection from its creditors generally;

7.2.4 the other passes a resolution for wining-up or for the appointment of an administrator, or a liquidator or administrator is appointed in relation to the other, or a winding-up order is made in relation to the other, other than solely by way of solvent amalgamation or reconstruction;

7.2.5 a receiver or administrative receiver may be or is appointed in relation to the other or any of its assets;

7.2.6 any creditor of the other attaches, takes possession of, or any distress execution or similar process is levied or enforced against, all or any part of the other's assets, and such attachment or process is not discharged within 30 days;

7.2.7 the other take or suffers any action similar to any of the above in any jurisdiction;

7.2.8 there is a material change in the management, ownership or control of the other;

7.2.9 the other suspends trading, ceases to carry on business, or threatens to do wither;

7.2.10 the other (being and individual) dies or ceases to be capable of managing his own affairs; or

7.2.11 the other is subject to an event of Force Majeure under clause 10.

8. Confidentiality

8.1 Subject to the provision of clauses 8.2and 8.3, neither party will, without the other's prior written consent, disclose:

8.1.1 the terms of, this Agreement;

8.1.2 any information relating to the customers, products, plans or otherwise to the business or affairs of the other party which is obviously confidential or has been identified by the other party as such, or

8.1.3 any information developed by either party in performing its obligations under, or otherwise pursuant to this Agreement, all such matters together Confidential information.

8.2 Subject to the requirements of GDPR, the Company shall be permitted to disclose all Confidential Information relating to the Introducer or a Borrower to Lender.

8.3 Disclosure of Confidential Information may be made to a party's officers, employees, professional advisors and consultants and other agents, in each case on condition that the party disclosing is responsible for compliance with the obligations of confidence under this Agreement.

8.4 Confidential Information does not include information which:

8.4.1 is or becomes public other than by breach of this Agreement;

8.4.2 was before this Agreement, or becomes known to the other party without breach or confidence

8.4.3 is independently developed by the other party without using information supplied by the first party, or

8.4.4 is required to be disclosed by law or regulatory authority

8.5 This clause will remain in force for a period of five years from termination of this Agreement.

9. Indemnity

The Introducer shall indemnify the Company against any loss, cost, claim, proceedings, penalty, fine or expense (including legal and other professional advisors costs and expense on a full indemnity basis) which arises out of or in connection with any failure by the Introducer to comply with its obligations under this Agreement.

10. Force Majeure

10.1 Force Majeure means an event or sequence of events beyond a party's reasonable control preventing or delaying it from performing it obligations hereunder. Inability to pay is not Force Majeure.

10.2 A party will not be liable if delayed in or prevented from performing its obligations due to Force Majeure, provided that it:

10.2.1 promptly notifies the other of the Force Majeure event and its expected duration, and

10.2.2 uses reasonable endeavours to minimise the effects of that event

10.3 If, due to Force Majeure, a party:

10.3.1 is or will be unable to perform a material obligation, or

10.3.2 is delayed in or prevented from performing its obligations for a total of more than ninety days in any year the other party may terminate this Agreement on immediate notice.

11. General

11.1 Relationship

The parties are independent businesses and not a joint venture, partners, or employer and employee

11.2 Assignment

11.2.1 Subject to clause 11.2.2, neither party may assign its rights and obligations under this Agreement without the prior written consent of the other.

11.2.2 The Company shall have the absolute right to assign any of its rights or obligations under this Agreement to a Lender or another company within its Group without the prior written consent of the Introducer

11.3 Variation

The Company is entitled to amend this agreement from time to time by giving notice to the Introducer of any such amendment on the Website and the use by the Introducer of the Website following the giving of such notice signifies acceptance by the Introducer of any such amendment.

11.4 Severability

The unenforceability of any part of this Agreement will not affect the enforceability of any other part.

11.5 Notices

Notices under this Agreement will be in writing and sent to the persons and addresses set out in this Agreement. They may be given, and will be deemed received:

11.5.1 by first-class post: two Business Days after posting; by airmail: seven Business Days after posting;

11.5.2 by airmail: seven Business Days after posting;

11.5.3 by hand: on delivery

11.5.4 by facsimile: on receipt of a successful transmission report from the correct number, and

11.5.5 by email: on receipt of a delivery or read return mail from the correct address.

11.6 Waiver

No delay, act or omission by either party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.

11.7 Rights of Third Parties

This Agreement will bind and benefit each party's successors and personal representatives. Subject to that, this Agreement is not enforceable by any third party under the Contracts (Rights of Third Parties) Act 1999 or otherwise.

11.8 Entire Agreement

11.8.1 This Agreement is the entire agreement between the parties in relation to its subject. No other terms apply.

11.9 Governing Law and Jurisdiction

11.9.1 This Agreement will be governed y the low of England and Wales

Disputes will be submitted to the exclusive jurisdiction of the courts of England and Wales

Postcode search results

Privacy Policy

Terms and Conditions

Companies House Results: